Bank loan ke liye Project Report me kya-kya hota hai?

Ek bank-ready Project Report me project cost, means of finance, promoter contribution, term loan aur working capital requirement, projected Profit & Loss, projected Balance Sheet, cash flow, break-even analysis aur DSCR/Current Ratio jaise ratios hote hain. Bank inhi figures par loan sanction karta hai.

CC limit renewal ke liye kaunsi Balance Sheet chahiye?

CC limit renewal ke liye pichle financial year ki audited ya provisional Balance Sheet, Profit & Loss account, aur aksar current year ki provisional financials chahiye hoti hain. Saath me stock statement aur bank statement ke actual figures bhi bank maangta hai.

Provisional aur Projected Balance Sheet me kya farak hai?

Provisional Balance Sheet chalu financial year ke abhi tak ke actual figures par banti hai jab audit baaki ho. Projected Balance Sheet aane wale saalon ke anumaan par banti hai, jo loan repayment capacity dikhane ke liye bank ko di jaati hai.

Balance Sheet banwane ke liye kaunse documents chahiye?

Pichle saal ki Balance Sheet aur P&L, is saal ki sales aur purchase details, bank statement, closing stock, sundry debtors aur creditors ki list, fixed assets ki details, aur loan statements. In sabse actual figures nikaal kar statements banaye jaate hain.

PMEGP, Mudra ya CM-YUVA loan ke liye bhi project report banti hai?

Haan. In sarkari schemes ka apna format aur eligibility hoti hai — subsidy percentage, promoter contribution aur project cost ki limit alag-alag hoti hai. Report usi scheme ke format ke hisaab se banayi jaati hai taaki bank aur department dono accept karein.

Tender ke liye Balance Sheet kitne saal ki chahiye?

Zyadatar tenders me pichle 3 saal ki audited Balance Sheet aur P&L maangi jaati hai, saath me turnover certificate aur net worth certificate. Tender document me exactly kitne saal maange gaye hain, wo pehle dekh lena chahiye.

Firm

Financial Statements

Proprietor

Live Financial Workspace

All Balance Sheets

Saare clients ki Balance Sheets — search, open aur manage karein.

Report Setup

Controls the whole workbook — change here, everything else updates.

Input Data

Yellow cells = editable inputs. Everything else is a formula.

Depreciation Schedule

WDV method — only ticked categories count toward totals.

Loan Repayment Schedule

Reducing-balance EMI (Term Loan) + average-balance interest (Working Capital).

Profit & Loss Account

Trading and Profit & Loss Account.

Balance Sheet

₹ Indian Rupees.

Ratio Sheet

Key ratios for bank credit assessment.

Uploaded Documents

Jo bhi Bank Statement, ITR, ya Balance Sheet aapne upload kiya — sab yahan save rehta hai, kabhi bhi download kar sakte hain.

Project Report

Fresh Loan / Project Finance ke liye poori report — Project at a Glance, Means of Finance, DSCR.

🏦 MPBF — Maximum Permissible Bank Finance

Tandon Committee (Method II) — Chore Committee ke 1.33 benchmark ke saath. Ye wahi method hai jo banks Working Capital limit eligibility check karne ke liye RBI guidelines ke tahat use karte hain.

💬 WhatsApp Intake Settings

Client ko dikhne wala WhatsApp number, brand aur service demand report.

🤝 Associate Program

Partner accounts, incoming business, payment verification aur commission payouts — sab ek jagah.

🗑️ Recycle Bin

Delete ki gayi Balance Sheets yahan 6 mahine tak rehti hain — us waqt tak restore kar sakte hain, uske baad automatically hamesha ke liye delete ho jaati hain.

🧾 GST Filing Tool

Client-wise GST purchase (2A/2B import) tracking, real Sales Register, aur month + rate-wise GSTR-1/3B filing summary — sab GST Number ke against organized rehta hai. Purely browser-local, financial model engine se poori tarah alag.

🏛 GSTR-7 — Gram Panchayat GST TDS

Panchayat-wise bill entry, Section 51 ka TDS apne aap, month-wise validation aur GST portal ke liye ready JSON. Sab kuch browser me hi — koi server nahi.